Compulsory Third Party Liability (CTPL)
Required by law upon registration
Comprehensive
Insurance
Loss or
Damage
Physical damage to vehicle / physical loss of the vehicle
or any covered item within the
vehicle including accessories.
Excess Liability for Bodily Injury and Property Damage (BI/PD)
Any excess over CTPL cover due to death or bodily injury
of a third party/covers liability for physical loss or damage to property
including vehicle of the third party.
Auto Personal Accident Cover (AUPA) Covers death or bodily
injury of the driver and passengers of the insured vehicle. Optional Cover for Comprehensive Insurance
Acts of God Cover (AOG)
Loss of or damage to your vehicle caused by typhoon, flood,
earthquake.
Riot Strike and Civil Commotion
Loss of or damage to your vehicle caused by riot and civil
commotion.
YOUR PASSPORT TO
DIRECT LINK RESCUE CLUB!
With Direct Link Motorcar
Insurance Policy, you instantly get a FREE membership to
our exclusive Direct Link Rescue Club!
Driving is just a
breeze with our 24/7-alarm center to make all your motoring
worries solved at the touch of the phone! Just dial
750-0888 or via toll free anywhere in the Philippines,
1-800-88RESCUE (737283).
In cases of accidents or breakdown, membership with Direct
Link Rescue Club will give you access to the following services
-NATIONWIDE:
Emergency Towing Assistance
Free towing to a maximum of 3 events for mechanical breakdown
and unlimited event for Accidents up to an agreed limit
of Php 4,500.
Minor on-site Repairs Assistance
Unlimited event for immediate minor repair such as changing
of tires, boosting of battery, jump starting of Vehicle,
unlocking of Vehicle, oil& fuel delivery, etc. with
maximum payable of Php 1,200 per event.
Vehicle Removal
Free vehicle removal service to a maximum of 3 events, in
an accident where the Vehicle is completely immobilized
or has fallen into a ravine up to an agrees amount of Php
10,000.
Alternative
Transport & Hotel Accommodation Assistance
With a maximum of 3 events per year if the vehicle cannot
be repaired within 4 hours from the time of breakdown, we’ll
provide alternate means of transportation.
• Transfer to the place of residence or original place
of destination and pay for travel costs incurred in returning
the client to the original destination for as long as the
distance between the place of breakdown to the original
destination is not greater than from the place of breakdown
to the client’s usual place of residence.
On the otherhand, if the Vehicle cannot be repaired within
24 hours, free hotel stay up to P4,000 to a maximum of 3
events for a maximum of 2 consecutive nights.
Emergency Message Assistance & Critical Information
Referral
Unlimited event in transmitting urgent messages related
to the vehicle breakdown or accident to your family. Plus,
we provide location and contact information of nearest hospitals,
accredited vehicle garages, and adjusters.
Motorcar
Registration Assistance
Free assistance on yearly LTO car registration (currently
applicable for Metro Manila only); call 88-725-88 to arrange
pick-up of requirements & vehicle stencil.
Claims
Procedure Assistance
24/7, nationwide assistance for your insurance claims inquiry
on the requirements, and information on how to file a claim.
Home
Assistance we also help you protect your home through
our 24/7, Nationwide Home Assistance (Referral Program)
such as Locksmith, Pest Control, Home Movers, Plumbing,
Electrical, and Home Appliance Repair Assistance.